Tag: Medical

grayscale photo of person holding feet and hands

TImes Like These

Posted on by Seek First Financial in common questions, Contact, Health, Health Insurance, Home

In the last few months, we have seen and felt the impact of rising health insurance costs. These increases have come at the hand of many factors, and we don’t try to point fingers in any one direction. The fact is… it’s complicated. We have sat with many people and solved many problems over these last few months and truly, things have just begun to shake loose. We are so grateful for the patience and trust of our clients and just wanted to extend that thanks and keep the invite extended for all of our family and clients to reach out and share the fears and concerns on their minds. It’s in times like these that we grow closer to our clients, and it seems more like family now than ever before. Please feel free to call us as things unfold and as the changes take effect. Thank you and we look forward to hearing and helping soon.

Joseph Doppe (Agent/Owner)

people doing group hand cheer

Medical Bill Sharing

Posted on by Seek First Financial in About, Blog, Health

As we begin to help many families design plans to protect their families from unexpected medical bills, we often do not get to talk about medical bill sharing. Medical bill sharing communities are groups of people who pay monthly contributions towards the medical bills of the people in the community. This type of community is not insurance, but it does offer the opportunity to have help paying your medical bills and often at a much lower monthly cost for many families.

Typically, there are multiple levels of membership that determine how much of a medical need you will be responsible for before the community begins to share the bill, either completely or up to a percentage. The higher your monthly membership fee, the less you will likely be responsible for before the community begins to share your medical bills. Now each community is set up a little different and they often have different requirements for being a member of that specific community. These communities are a great opportunity for many families, and we can help most people see if this is a right fit for them pretty quickly.

Medical bill sharing is a great option but like everything else, is not a one size fits all solution. Please reach out to us or the professional you trust to get more information and guidance as to which option best fits your family and situation.

Joseph Doppe- Seek First Financial

725-400-9136

Open Enrollment Season

Posted on by Seek First Financial in Blog, common questions

As we near the time of year when health coverage is fresh on the mind and many choices are being made for the future of your family, we wanted to sit down and share our thoughts on this topic. Health coverage can seem overwhelming and complicated at times. Because of those realities, it’s important to take your time making these decisions and get help and advice when needed.

Health coverage is very important to your financial stability and not having it can impact your future in some very difficult ways. There are many types of health coverage and options for people today and knowing your options in light of your typical annual health bills can help you choose which of your options is best. Now, while we cannot really plan for the unexpected; like cancer, injury, etc., we can look back at our past medical bills and see what is common and likely expected for the coming year. Making sure that your plan puts protections and coverage in place for these sorts of occurrences is wise and should be included in your plan. While we can’t plan for major unexpected medical issues, we can make sure that our medical coverage or plan puts protection in place for those as well.

We like to show people the options that protect them in the event of major issues and the everyday issues that we all face from year to year. Very often this means a combination of coverage is best for most people and this type of protection is normally affordable for most families. Many types of assistance are available to most families and being aware of what’s available to you could help you form an overall plan that really puts you and your family in the best possible place. We recommend using your insurance professional to help you ask the right questions and prepare properly for this year and this coming enrollment period. If you have any questions or don’t currently have an insurance professional helping you, feel free to reach out to us and we can help you at no cost to you. Happy Open Enrollment!

Joseph Doppe- Agent/Broker

725-400-9136