When you read the “About” section of our website, you will begin to understand the heart of why this field of work is so important to me. Before I ever put any value on being a life insurance broker and field underwriter, this sort of coverage already had great value in my life. This is the motivation and drive for me and my family to be in this field, even when its hard and heartbreaking. My desire and the desire of most of the people I work alongside in this field is this; that people find peace through putting themselves and their families in a good position in the event of the unforeseen. This is what I experienced so many years ago when my wife and I put some coverage and planning in place for our growing family through our first life insurance policy.
It had come up during a conversation with one of my wife’s friends and business partners that she and her husband had just put some life insurance coverage in place for their children in case something happened to one or both of them. This conversation exposed a weak spot in my provision for my family. I was simply younger and had never thought about the possibility of something happening to my wife or I, and we had never considered the outcome of that scenario for our children or for each other.
We contacted a mutual friend to help us with this problem and we began the process of putting our first policy in place. We had some difficult conversations about what life could look like without the other person, and what kind of position we wanted to leave each other in if one of us were to die. We had the difficult conversation of what kind of position we wanted to leave our three children in if we were to both die at the same time. During that part of the process, we had to decide who we wanted them to live with and then we had to contact that family and speak with them, making some very important plans with them so we could all be on the same page. These conversations were difficult and at times I didn’t even want to consider them. The policy was fully underwritten, so we had to give blood and do our medicals. My wife does not do well with giving blood and when she was white in the face and lightheaded, I guarantee she was not having a good time. But in the end, we were approved and made our first premium payment and our protection was placed. We felt a great sense of peace and realized the importance of what we just did for each other and our children. We continue to seek better ways to protect our growing family and plan for our future through the many options offered. All this took place before I ever imagined I would work in this field.
So, years down the road, I got the opportunity to pursue helping people in the same way our friend helped us so many years ago. I really love giving people the same opportunity at getting that same sense of peace my wife and I received back then. We love helping people explore their needs and we love having so many options for them to be able to meet their needs. I loved the idea of being a broker, with many carriers, so I could shop for people and offer them the lowest prices for their particular situations. I am grateful to be able to help people in this way and my family and I saw the value in this way before we every began to make it our work. Our heart is to serve and keep people first and I am grateful to share a little bit of my heart with you today.
Joseph Doppe
